Donate

I’d like to introduce you to a couple of former colleagues of mine who played key roles in making sure you pay a lot out of your own pocket before your coverage kicks in. Meet David Cordani, CEO of Cigna, and Karen Lynch, CEO of CVS Health, which now owns...
Just days after a Commonwealth Fund report showed that American families are sending health insurance companies more and more of their income every year even as their deductibles skyrocket, the country’s biggest insurer reported massive 2021 profits and told investors to expect even higher profits in 2022.   UnitedHealth on Wednesday...
Still unvaccinated? There's an increasingly pressing reason – beyond the threat to the health of you and your loved ones – to get the shot against COVID-19: many health insurance companies are no longer waiving out-of-pocket costs for COVID treatment. A new study has found 5% of privately insured COVID-19...
Health insurance industry executives knew from the beginning that their strategy of moving as many Americans as possible into high-deductible health plans would lead to financial ruin and even early death for millions. But they didn’t care. They cared more about implementing a strategy that gave them greater assurance...
The $140 billion the New York Times says Americans owe in medical debt is just the tip of the iceberg. The number doesn’t even include the billions we are putting on our credit cards to pay for health care because of insurance deductibles we can’t...
When you want to know if the US government, or the political party in charge, is pulling a fast one on the public, look at the name they give a new program or law. The USA PATRIOT Act is a classic example. An acronym for Uniting and...
Congrats, America! Earlier this month you passed an annual milestone: Two days after Tax Day, you made it to... Deductible Relief Day!  What's that? It’s the day where the average person with employer-based health insurance has spent enough on health expenses to finally meet their deductible.
In last week’s speech by President Biden, something stood out to me that was overlooked by many pundits: the president spoke of the NEED to fix sky-high health insurance deductibles immediately. It's not the sexiest topic, but here's why it matters. Many think that...
The only reason you’re reading this essay by me is because of a man named Stan Brock,  – whose work inspired me to leave my old job as an insurance executive. Few people in my life have been as consequential as Stan. And he’s been even more...
Part of the planning process before entering into a military engagement is called “shaping the battlefield.” It’s a strategic maneuver that aims to create a warfighting environment in which your strengths are optimized and your weaknesses are mitigated.  With the election of Joe Biden as President, it...
10 years ago today, on the first anniversary of the Affordable Care Act (ACA), I wrote about the good things the law did, but stressed that we needed to view it as only the starting point of a journey toward needed reform. Unfortunately, we have not made...
The Chamber of Commerce brand is synonymous with small town pride and locally-owned businesses, but a new report reveals that these business organizations are really working for the corporate health insurance industry. The report from the Campaign for New York Health and the New...
We know that our healthcare system is broken. We need transformative solutions to fix and repair this system, but right now, we need Congress to take immediate action while millions of Americans are left with zero coverage in the middle of a global health crisis. In...
This is part two of a two-part series exploring racism as a public health crisis in Appalachia and its compounding due to COVID-19. Read part one here.  As COVID-19 bore down on his community, Thomas Beavers recognized that primary among...
Shortly after midnight on Sept. 29, Felisha Walter assumed an identity very much at odds with the fullness of her life: statistic.  Walter was a devoted mother, a chef and caterer; gracious, giving and forgiving; spiritual and kind. And when she passed away, just...
For an example of just how heartless and profit-obsessed health insurers are, take a look at what is playing out in Connecticut, where my former employer, Cigna, is based.  Low income people with diabetes in Connecticut and other states are having a hard time...
When most Americans think of the rights and principles that our country was founded on, we refer to the ideals of freedom, prosperity, and the pursuit of happiness written in the Declaration of Independence. However, have our political institutions evolved from this 18th century premise? When we...
A campaign cobbled together on a tight deadline required by Oklahoma’s strict referendum law, battled and won a narrow victory last Tuesday to amend the state’s constitution and mandate the expansion of Medicaid, overcoming the opposition of a Republican governor and legislature and major out-of-state funding for...
In the ongoing debate about how to reform the U.S. health care system, critics of proposals which would make our system more like those in other developed countries claim that physicians would become so dissatisfied they would leave the practice of medicine in droves. 
When Andrew Yang began his presidential campaign in 2017, he was relatively unknown in the mainstream political scene. A young Democrat from Schenectady, New York, he made waves when he proposed some seriously progressive ideas during his short but impactful run in the presidential primaries of 2020—one...